Birth rates are falling worldwide as people have fewer children and delay family life. This shift brings aging populations, labour shortages, and economic strain. To adapt, societies must rethink work, healthcare, and immigration to sustain growth in the years ahead.

Donald Trump’s pressure on the Federal Reserve- dismissing officials and demanding deep rate cuts- poses a direct threat to its independence. While such moves may deliver short-term political gains, history shows that politicising monetary policy risks inflation, market instability, and lasting economic harm.

Joseph Stiglitz argues that globalisation’s promise of shared prosperity has been undermined by rigid policies from institutions like the IMF and World Bank. Instead of lifting nations, their “one size fits all” approach deepened inequality and instability, leaving globalisation in urgent need of reform.

In a finance world where both degrees and direct experience open doors, two students with identical grades take divergent paths - one to a Russell Group university, the other into a top-tier apprenticeship. Ten years on, their careers, incomes, and lifestyles reveal the true cost and value of each route. This article explores which path offers the better return - and what that says about the changing face of finance education in the UK.